These Terms of Service govern your use of the Opulent Financial website. By using this website or submitting a form, you agree to these terms.
Website Information
The information on this website is provided for general informational purposes only. It is not legal, tax, investment, insurance, or financial advice and should not be relied on as a recommendation for your specific situation.
No Client Relationship From Website Use
Submitting a form, sending a message, or using this website does not create a client, advisor, agent, broker, fiduciary, or professional relationship. Any relationship must be confirmed separately through appropriate documentation and applicable requirements.
Products, Services, and Availability
Insurance and financial products are subject to eligibility, underwriting, carrier approval, product terms, state availability, and other requirements. Website content does not guarantee coverage, approval, rates, returns, tax treatment, or financial outcomes.
Consultation Requests and Communications
When you submit a consultation request, you agree to provide accurate information and authorize Opulent Financial to contact you about your request using the information you provide. Consent to receive communications is not a condition of purchase. Message and data rates may apply for text messages if texting is used.
User Responsibilities
You agree not to:
- Use the website for unlawful, fraudulent, harmful, or abusive purposes.
- Attempt to interfere with the operation or security of the website.
- Submit false, misleading, or unauthorized information.
- Copy, modify, or reuse website content except as permitted by law.
Intellectual Property
Website text, design, graphics, logos, images, and other content are owned by or licensed to Opulent Financial unless otherwise stated. You may view the website for personal, non-commercial use, but you may not reproduce or distribute content without permission.
Third-Party Websites and Services
This website may link to third-party websites, carriers, platforms, or services. Opulent Financial is not responsible for third-party content, availability, security, privacy practices, or terms.
Disclaimer of Warranties
This website is provided on an "as is" and "as available" basis. To the fullest extent permitted by law, Opulent Financial disclaims warranties of any kind, whether express, implied, statutory, or otherwise.
Limitation of Liability
To the fullest extent permitted by law, Opulent Financial will not be liable for indirect, incidental, consequential, special, exemplary, or punitive damages arising from or related to your use of the website.
Privacy
Use of this website is also governed by our Privacy Policy, which explains how information may be collected, used, and shared.
Changes to These Terms
We may update these Terms of Service from time to time. The updated version will be posted on this page with a revised effective date.
Contact
To ask questions about these Terms of Service, please contact us through the Contact page.