Opulent Financial respects your privacy. This Privacy Policy explains how we collect, use, disclose, and protect information when you visit this website or submit a consultation request.
Information We Collect
We may collect the following categories of information:
- Contact information, such as your name, email address, and phone number.
- Information you choose to provide, such as service interests and message details.
- Website usage information, such as browser type, device information, pages viewed, and cookie or consent preferences.
- Communication records if you contact us by form, email, phone, text, or another method.
How We Use Information
We may use information to:
- Respond to your request and schedule a consultation.
- Provide information about insurance, financial planning, or related services.
- Operate, secure, maintain, and improve the website.
- Send administrative messages related to your request.
- Comply with legal, regulatory, security, and recordkeeping obligations.
How We Share Information
We do not sell personal information for money. We may share information with service providers who help operate the website, process form submissions, host data, send communications, analyze site performance, or manage cookie consent. We may also share information with insurance carriers, financial service providers, or other professionals when reasonably necessary to respond to your request or provide services you ask about. We may disclose information when required by law or to protect rights, safety, or security.
Cookies and Similar Technologies
This website may use cookies and similar technologies for site functionality, security, analytics, advertising, and preference management. When a cookie consent tool such as Cookiebot is active, you can use the banner or preference controls to manage non-essential cookies where required.
You can update or withdraw cookie preferences at any time by using the Cookiebot privacy trigger on the website or by selecting the cookie preferences button below.
Cookie Declaration
Form Submissions and Storage
Consultation form submissions may be stored in WordPress and may also be sent by email notification. This gives Opulent Financial a record of submitted requests if email delivery is delayed or fails.
Data Security and Retention
We use reasonable administrative, technical, and organizational safeguards designed to protect personal information. No website, email, or online system can be guaranteed completely secure. We keep information for as long as reasonably necessary for the purposes described in this policy, unless a longer retention period is required or permitted by law.
Your Choices and Privacy Rights
You may request access, correction, or deletion of personal information by contacting us. Depending on your location, you may have additional rights under state, federal, or international privacy laws. If you receive marketing communications, you may opt out by following the instructions in the message or by contacting us.
Financial and Insurance Notices
If you enter into a client, customer, carrier, or product relationship, additional privacy notices may apply. Those notices may describe specific financial or insurance information practices that are separate from this website policy.
Children's Privacy
This website is intended for adults and is not directed to children under 13. We do not knowingly collect personal information from children under 13.
Third-Party Links
This website may link to third-party websites or services. We are not responsible for the privacy practices or content of those third parties.
Changes to This Policy
We may update this Privacy Policy from time to time. The updated version will be posted on this page with a revised effective date.
Contact
To ask questions about this Privacy Policy or submit a privacy request, please contact us through the Contact page.